Senior Citizen Archives - Cheap Landlord Insurance

Renters Insurance in Dallas – Where to Get the Best Rate

If you’re among the 57% of Dallas residents who rent an apartment, condo, or house, and don’t have renters insurance, you need to invest in renters insurance today.

Why? Because if you don’t have insurance you could lose everything you own. For only a couple hundred dollars a year you can protect your belongings from theft, fire, vandalism, and other disasters.

Finding Cheap Renters Insurance

When you shop for renters insurance, you need to get quotes from several companies so you know you’re getting the best rate.

The best way to comparison shop is to go to an insurance comparison website. Here, you fill out a simple questionnaire with information about yourself, your insurance needs, and the place you’re renting. You’ll then receive quotes from multiple A-rated insurance companies and you can choose the company with the best rate.

On the best insurance comparison websites, you can also talk online with insurance professionals and get answers to all your questions. (See link below.)

Save Even More with Discounts

To save even more on your Dallas renters insurance, ask about discounts you may qualify for. Insurance companies give many discounts that reduce your premium. Some common discounts for renters insurance include …

* Auto/home discount if you insure both your car and home with the same company

* Senior citizen’s and non-smoker’s discounts

* Discounts for having safety features in your home, such as security systems, smoke alarms, fire extinguishers, and deadbolt locks

You can also keep your premium down by setting your deductible as high as you can afford. With a higher deductible, your premium will be lower, though you’ll have to pay more if you ever have to make a claim.

The Bottom Line

Your possessions are not covered by your landlord’s insurance policy, so if you don’t buy renters insurance, you’re in danger of losing everything you own. Act now to buy this affordable coverage.

Visit http://www.LowerRateQuotes.com/renters-insurance.html or click on the following link to get Dallas renters insurance rate quotes from top-rated companies and see how much you can save. You can get more tips and advice in their Articles section, and get answers to your questions from an insurance expert by using their online chat service.

How to Get Cheap Renters Insurance in Colorado

Renters insurance is a necessary expense to protect yourself and your belongings against loss from fire, theft, and other disasters. Here’s how to get cheap renters insurance in Colorado with a top-ranked company.

Why You Need Renters Insurance

The sad fact is that 75% of renters don’t have renters insurance. Maybe they think they’re already covered under their landlord’s policy, or maybe they think they don’t own enough to warrant buying insurance.

Your landlord’s policy doesn’t cover damage or loss to your personal possessions. And if you take an inventory of those personal possessions, you’ll realize they are worth far more than you think.

Shop Around for the Cheapest Rate

Renters insurance is relatively inexpensive, costing only a couple of hundred dollars for $20,000 worth of coverage, but you still want to make sure you get the best rate possible.

When you shop for renters insurance, be sure to get quotes from several insurance companies. The easiest way to do this is to go to an insurance comparison website, where you will fill out a form with information about

* Yourself

* Your insurance needs

* The place you are renting

As you complete the form, follow these tips to keep your Colorado renters insurance premium as low as possible:

* Set your deductible as high as you can afford. A high deductible means you will pay more on claims, but your monthly premium will be lower.

* Ask about discounts. Many insurance companies give discounts if you insure both your car and home with them; if you’re a senior citizen; if you’re a non-smoker; or if your home has safety features such as security systems, smoke alarms, and deadbolt locks.

After you submit the form you ‘ll receive quotes from multiple A-rated insurance companies. All you have to do is choose a company with the best rate for you.

The best insurance comparison websites offer an online chat feature so you can get fast, accurate answers to all your insurance questions directly from knowledgeable insurance experts (see link below).

http://www.LowerRateQuotes.com/renters-insurance.html or click on the following link to get Colorado renters insurance quotes from top-rated companies and see how much you can save. You can also get more insurance tips there.